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Know Your Rights

If you are looking for some more information regarding your rights after suffering a personal injury, please give us a call at 785-4900. You can also read our articles discussing New York state law and personal injuries resulting from car accidents, slip and fall accidents and premises liability cases. Some of our most read articles include:


What is “Personal Injury Protection” Insurance Coverage in New York?

Car accidents that result in personal injuries can be life changing. Physically and emotionally, treatment, recovery and the impact on one’s life from the effects of a serious injury caused by the negligence of another can be challenging. Having to also deal with bills for medical treatment, lost wages and other expenses can be overwhelming.

If you’ve been involved in a car accident, one of the first questions you may ask is how medical bills will be paid, and how lost wages will be recovered. Will the medical providers have to wait for a lawsuit to brought and resolved? How will I pay bills while I’m out of work and don’t have income? Fortunately, drivers, passengers and pedestrians struck by a car registered in New York have some protection under the policy of insurance on the car. The coverage under the policy is known as Personal Injury Protection (PIP), commonly known as No Fault coverage. (more…)

What Should I Do If I’m Involved in an Accident with a Driver Who Does Not Have Enough Insurance?

Car insurance policy and car key with keychainIn order to register a vehicle in New York State, a driver is required to have automobile insurance coverage. Drivers are required to carry a minimum amount of $25,000 in liability insurance for bodily injury to one person, $50,000 for bodily injury to all people injured in the accident and $10,000 for property damage caused by the accident. They are also required to carry $50,000 in No Fault coverage for medical bills and lost wages in order to protect themselves and their passengers, should an accident occur.

Unfortunately, if you are seriously injured in a car accident due to another driver’s negligence, you will not be able to be fully compensated for your pain and suffering and possibly future lost wages if the other driver has only $25,000 minimum liability coverage, or even $50,000 or $100,000 of coverage. That driver is considered to be “underinsured” for the accident. (more…)

Unlicensed Drivers and Car Accidents: An Albany Car Accident Attorney Discusses the Issues

Driving is a rite of passage, a privilege, and a means of independence. Unfortunately, many drivers, for one reason or another, willfully choose to operate a moving vehicle without a valid license after it suspended or revoked for reckless driving, or for driving while intoxicated. This unnecessarily puts the lives of other drivers sharing the road in danger. As experienced Albany car accident attorneys, we have seen too many Albany car accidents that involved drivers who should not have been on the road because they were not properly licensed. (more…)

Jeff Anderson to Speak at August 2016 New York State Bar Association Bridging The Gap Program in New York City

Jeffrey Kyle AndersonNext month attorney Jeff Anderson, a partner in the law firm Anderson, Moschetti & Taffany in Latham NY, will be speaking at the New York State Bar Association (NYSBA) Bridging the Gap seminar. On August 9th, the first day of this popular two-day seminar, Mr. Anderson will speak on “Alternatives to Litigation: What All Lawyers Should Know about ADR and Mediation.” (more…)

Avoiding Accidents with Trains at Railroad Crossings

Railroad crossing sign When thinking about car accidents, what comes to mind for most people are accidents involving two or more cars, or a car and a truck or tractor trailer. While multiple vehicle accidents are the most common type of accident, there are other types of accidents to be aware, including collisions between cars and animals, cars and pedestrians and cars and bicyclists—particularly during the summer months as people take to the streets on their bikes, or go for a walk.

Another type of motor vehicle accident that occurs more frequently than you might think are collisions involving cars and trains at railroad crossings. These accidents often result in serious or catastrophic injury or death – but they are also preventable in many cases. (more…)

New Car Technologies: How They Help and May Also Hinder Driver Safety

Technology in the automotive industry is constantly changing – and changing quickly. It seems dozens of new car technologies are introduced with each new model year, making each generation of vehicles a little more advanced than the last.

While many of these new car technologies are intended to enhance vehicle safety, an argument can be made that these technologies may both help and hinder drivers from being safe. Though they benefit vehicle operators in many ways, helping them to navigate, avoid possible collisions, operate electronics hands-free, and more; in other ways, new technologies may also give a false sense of security and as a result, contribute to the occurrence of accidents. (more…)

If My Car Accident Occurs Far Away From Home, Where Will My Case Be Brought?

Determining the Location of a NY Car Accident Trial

Family vacation travel in NYAs summer is now upon us, more and more New Yorkers are planning their vacations. The children are just about out of school, the days are long and the thoughts turn to the beach. New Yorkers will be flocking to the shore for much needed relaxation and a place to have fun with the kids. In New York, we are privileged to have some of the best vacationing spots in the country, such as the Finger Lakes region, New York City, Montauk and Lake George.

This also means that more and more New Yorkers will be on our state’s highways and unfortunately, that means that drivers face an increased likelihood of being involved in a car accident that results in serious personal injury. While an accident may occur close to home, it may also occur when we are far away from home in another part of the state.

As experienced Albany car accident attorneys, one of the most common questions we address from clients involved in accidents that occurred hundreds of miles from home, but in the state of New York, is: where will my case be brought? (more…)

Following A Car Accident, How Are Future Medical Bills Covered? Am I Able To Sue To Recover Them?

Recovering Future Medical Bills After a Car AccidentWhen you’ve been severely injured in a car accident, the time immediately following that accident can be incredibly stressful and overwhelming. From seeking treatment for your injuries and coping with the emotional effects of a serious accident, to filing claims, corresponding with insurance companies, and handling the financial devastation of missed time at work, you have a lot to handle.

What many do not realize, however, is that months or even years after being seriously injured in an accident, you may still be dealing with the effects of the accident. While life may return to normal in many ways, it may not ever return to what you once considered normal.

One of the major hardships that may impact you long after the accident is payment of medical expenses. If you are in need of ongoing care, or face surgery long after the accident, you will likely have significant future medical bills to contend with. Luckily, in many situations, future medical expenses can be claimed in a personal injury lawsuit. (more…)

What is the “Duty of Reasonable Care” of a Property Owner or Automobile Driver in a Personal Injury Case?

If you are pursuing a personal injury lawsuit after being injured as the result of someone else’s negligence, a term you will likely learn that the legal duty of the property owner (in the case of a “slip and fall”), or the driver (in the case of an automobile accident) is one of “reasonable care.” The duty of reasonable care is a key concept when it comes to personal injury cases. It is the breach or failure on the part of a property owner or automobile driver to exercise “reasonable care” that subjects him to liability to another person for injury and damages. (more…)

How Will Your Medical Bills Be Paid if You are Injured in a Car Accident?

Car AccidentInjuries resulting from car accidents in Troy, Albany or elsewhere in New York will lead to medical expenses. And in situations when the injuries are serious and result in extensive treatment, it’s important to know what sources you can look to for payment of the bills.

Wondering how your medical bills will be paid after a car accident? Here, we’ll explain the details on New York’s insurance laws so you can understand how your medical bills will be covered after you have been injured in an accident.  (more…)

Anderson, Moschetti & Taffany